Why is it Important to Tell the Agency and IP/GC About Life Changes?

Learn the answer to this week's user-submitted question about surrogacy in this week's installment of Ask a Surrogacy Expert! Have a question about surrogacy that you'd like answered? Submit it at https://www.brightfuturesfamilies.com/ask

Communication and Transparency in Surrogacy

  • Clear and timely communication about life changes is essential to maintain trust and manage expectations throughout the surrogacy journey.

  • Importance of Reporting Life Changes Early - surrogacy is a team effort requiring trust and transparency 

    • Life changes affect all parties and must be shared promptly to adjust plans and expectations 

    • Even normal changes can impact the process significantly 

    • The agency acts as a central point to manage expectations across intended parents and gestational carriers 

    • Keeping everyone informed reduces stress and prevents misunderstandings during the journey

  • Insurance Changes Affect Coverage and Process

    • Changes in employer or insurance plans can alter surrogacy coverage eligibility 

    • Insurance is regularly rechecked, but changes must be reported immediately 

    • Insurance shifts can affect primary vs secondary coverage, impacting cost and claims filing 

    • Even if the carrier’s employer is not the insurer, partner employment changes can influence the insurance setup

  • Employment and Availability Impact Monitoring and Scheduling

    • New jobs or altered hours can affect the carrier’s ability to attend medical appointments 

    • Some employers may be less flexible about time off during surrogacy phases 

    • Awareness of work changes helps the agency plan appointments and support accordingly 

    • Some states offer wage benefits post-delivery, which depends on employment duration and must be considered

  • Relationship and Family Changes Influence Emotional and Process Stability

    • Significant events like divorce or separation can require pausing the surrogacy process 

    • Adding new family members, such as fostering a child, changes household dynamics and should be communicated 

    • No judgment on changes, only the need for transparency to manage emotional impacts 

    • Intended parents moving or relocating must also inform gestational carriers to avoid unexpected stresses or distance

Agency Support and Expectation Management

  • The agency’s role is to support all parties by managing expectations and providing guidance through life changes in the surrogacy process.

  • Agency as a Central Support System

    • The agency encourages openness to maintain trust and reduce anxiety among participants 

    • They monitor updates to address any arising issues early and adapt the plan accordingly 

    • The agency is your "surrogacy BFF," emphasizing ongoing availability for help and questions 

    • This approach ensures that no party feels isolated or uninformed during transitions

  • Managing Emotional and Logistical Stressors Through Communication

    • Being upfront about changes like moving or relationship shifts prevents misunderstandings 

    • Clear communication explains behavior changes, such as intended parents becoming more distant during stress 

    • This reduces emotional stress on gestational carriers by clarifying reasons behind changes in contact or involvement 

    • It also allows the agency to plan supportive steps tailored to current needs

  • Expectation Adjustment Prevents Process Disruptions

    • Knowing about changes early allows the agency to pause or modify the process if needed 

    • This proactive approach protects all parties from surprises that could derail surrogacy progress 

    • It helps maintain a smooth journey by setting realistic expectations aligned with current realities 

    • Managing expectations is critical to a healthy surrogacy relationship

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Transcript:

Hey everyone, this is Jenn with brightff Futures Family Surrogacy, which is your surrogacy BFF here to answer this week's question, which is why is it important to tell the agency and or intended parents or gestational carrier, depending on your role, about life changes that you have? And it's really, there's obviously a much longer explanation to this but the short is this is a team effort, right? It's based on trust, communication, transparency. Life changes are really normal, but we have to communicate them. Especially during a surrogacy journey. It's just really key to make sure that everybody is informed as soon as possible so that expectations can be managed, changed, et cetera. Big things that you can, that can change and can obviously make a huge difference are things like your insurance. If it changes.


So what if your employer changes what their coverage is for this coming year? You know, a lot of times surrogates may not think that's very important to talk about, but it's super important because usually your previous coverage has been checked to see if it's surrogacy friendly or not. And the new coverage might change even on any given year. We should always be rechecking. But it's especially important when there's a change to could also mean they could be changing coverages. You know, what is covered, what is not covered. Work and employment changes are really important and I think sometimes gestational carriers forget that their partner, if their partner changes employment, that can also be really important because that also could affect insurance.


If they're the ones who are carrying the insurance, even if there's an exchange policy, even if that policy wasn't being used as the primary insurance, it changes what the secondary is or if it was the primary, how things are being filed, things like that. Those things can be really important also just for the carrier herself, even if her employer wasn't carrying the insurance, it's really important for her to let the agency know and let intended parents know because it could change her availability. If she's working more hours or less hours, it could change how available she is to get to monitoring appointments or if she's changing to a brand new job, it could be that employ a little concerned about giving her time off. We just want to make sure that everybody talks through all of these things.


Also things like there's some states where you have benefits after delivery that for our like essentially short term disability, they're not disability but they'll cover some of your wages. If you've only worked there for A certain amount of time that could really make a big difference. Obviously, a big one is if there's any relationship or family changes. And this is true on both sides. Right. There's a lot of things. I understand that. Obviously, if you're going through a divorce or separation, that would be a huge thing that we would want people to disclose on both sides just because, you know, relationships matter. And depending on where things are in the process, it may mean that the process needs to be put on hold. But no matter what, they're big emotional stressors.


But there are also other things that could be relationship or family changes, such as if you decided to foster a child. Right. If you're bringing somebody else in, it just changes the dynamic of your household. It doesn't mean it's bad. There's no judgment to it. It's just that it's a change and we want to make sure that everybody is aware. Another big one is moving or relocation, if you have to move. Right. Especially as a gestational carrier. That's really important because it affects delivery, hospital, pbo, if you're moving out of state, all of those things. Same thing for intended parents, though. They should really be letting gestational carriers know if they are moving because it's just a stressor. Right. It's one more thing. And it could be that they become more distant during that time frame. We want to make sure that they.


There's a reason, and we're explaining to that gestational carrier and managing her expectations of, oh, hey, this is maybe why they were a little more remote, because they were really busy working on things. The biggest thing is really, it's just that transparency matters. Right. We want to make sure that everybody feels trusted and part of this process and keeping people in the loop really helps them know. So just let your agency know. We always will be there to help manage any expectations, no matter what. Just make sure. If you have changes, let us know. We're here. Like I said at the beginning, we're here to be your surrogacy BFF and to help you with anything and everything.

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What to Ask in a Surrogacy Match Meeting (From a Gestational Carrier’s Perspective)