How do intended parents finance surrogacy if they don't have the cash on hand?

Learn the answer to this week's user-submitted question about surrogacy in this week's installment of Ask a Surrogacy Expert! Have a question about surrogacy that you'd like answered? Submit it at brightfuturesfamilies.com/ask

Most people don’t have the extra cash on hand to cover the costs of surrogacy. Find out what options are available to intended parents and creative ways others have financed their surrogacy journeys.

Find More Information About Grants For Surrogacy on Our Resources Page

Hi, it's Janelle of Bright Futures Families Surrogacy with Ask a Surrogacy Expert. Our question is how do intended parents finance surrogacy if they don't have the cash on hand? That's a really good question because as we know, surrogacy is costly and most people don't have the funds on hand. Fortunately, there are a number of options for intended parents and people have been really creative about this. Some will ask their parents family members for financial assistance. If they have that ability, they'll crowdsource the funds, borrow money from a 401k, take out some money from a home equity or line of credit, sell stocks, bonds, other valuables, apply for a personal loan, find a clinic that offers a money back guarantee option, or there are a number of grants and scholarships out there that will provide assistance. Application periods will vary and types of assistance will vary. 

We actually have a section on our website that has tons of resources and links for things like this. We've also written some blogs that can link you to some of these resources where you can check out what the grant requirements are and apply. Please let us know if you have any more questions. We'd love to point you in the right direction. 

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Surrogacy Agency vs. IVF Clinic: Understanding Their Roles