Job changes during surrogacy affect insurance; maintaining surrogacy-friendly coverage is essential. Lack of proper insurance can lead to unexpected medical costs, impacting intended parents financially. Contracts must outline responsibility for lost wages, medical costs, and insurance during job changes. Surrogates should consider work health policies, ACA policies, and other options to maintain coverage. Continuous insurance prevents financial risks during surrogacy, regardless of job status. Surrogates and intended parents are encouraged to seek guidance for insurance questions.